(770) 952-5168 info@ncesnow.org

Let’s Restore your credit

as seen on

We dont repair credit, we RESTORE it

We work to get the negative entries on your credit report reclassified as “paid as agreed”, NOT deleted from your history. We turn your “late” payments into “on-time” payments by working directly with the credit agencies, not with automated software.
These are REAL client results…
actual copies of letters from TransUnion and Equifax.

NCES Credit Restoration Collections Deleted

8 COLLECTIONS REMOVED!

NCES Credit Restoration Paid as Agreed

8 STUDENT LOANS NOW PAID AS AGREED

What are people saying about eMG?

“In the approximate time span of four to six months, my credit score was much improved after the diligent and professional services of Mr. Cole. I applied and was approved for a mortgage loan. I am now in the process of building my dream home because of his professional services.”
Janice P.
“I have been overwhelmed by the progress that has been made. I am still trying to come to terms with the fact that I am able to qualify for a home in areas/locations that I thought were either unattainable for that I would have to wait until old age!”
Samual
“If I had to do this process again, I would do it in a heartbeat without even thinking about it. Thank you NCES… for getting my life back on track…you do GREAT work!”
Venita L.

Does credit repair actually work?

We know how confusing and difficult credit may seem.
That’s why we’re here to make the restoration process simple and efficient for you:

Step 1:
Collect Your Documents

Simple enough. We get all of the documents we need from you to start negotiating your negatives with the three credit reporting agencies.

Step 2:
First Cycle

We manually challenge each of the negatives on your credit report with the credit reporting agencies. The agencies will usually respond to you within 45 days and you send us each document for further analysis.

Step 3:
Second Cycle

If all of the negatives have not been removed, we contest them again with the credit reporting agencies. We will also explore the option of restructuring or recategorizing negatives to increase your score.

Step 4:
Third Cycle

Once you have returned the documents you receive after the Second Cycle, we will contest any remaining negatives AGAIN. We explore every legal option we have to repair your credit and increase your credit score.

That’s It!
All you have to do is sign up online,
send us your documents,
and start learning.

Why Choose EMG?

We are one of the only credit companies that focuses on credit restoration AND education. We help our clients continue to improve their credit and help others do the same through free weekly live credit education calls and online webinars (coming soon).

We understand that credit is personal because many of our agents had a history with troubled credit before they discovered our program!

We know what it is like to be in your position and want you to rest assured that you’re in good hands.

Here’s what you get in our program:

  • Three comprehensive, consecutive rounds of credit report challenges sent to each of the three credit reporting companies
  • Phone and email support from our staff throughout the process
  • An online educational course covering credit scoring, debt management, budgeting, investing, and personal financial planning. Upon completion, you will receive a certificate you can use as evidence of your training to assist with job applications, rental approvals, and financing applications.
  • Lifetime access to weekly credit coaching conference calls taught by credit experts to learn more about how credit works, how to manage credit, and how to achieve financial success. Each call includes an open Q&A for clients to get their specific questions answered.
  • Access to recorded conference call lessons to continue your credit education according to your schedule
  • Ongoing educational opportunities through our blog and Facebook page
  • The lifelong satisfaction of knowing that they took control of their credit profile and are able to create a brighter, more secure financial future.

Why do you need good credit?

Buy a House

There’s a substantial difference in a few percentage points on a 20-30 year home mortgage interest rate. If you have a low credit score, you may end up paying tens of thousands of dollars more in interest or not be able to get a home loan at all!

Start a Business

Do you want to start your own business but don’t have the capital to do so? Having a good credit score allows you to get a business loan at a low interest rate without having to rely on your friends or family for money or to co-sign for you.

Financial Stability

Stress is linked to heart disease, cancer, lung ailments, accidents, cirrhosis of the liver, and suicide. If your bad credit score or a financial mistake during hard times is causing you stress or depression, let us help you on the path towards financial stability.

Get a Job

Unfortunately, many prospective employers nowadays check your credit history before hiring. This is especially troubling when you are seeking a job to pay off your debt and improve your credit. Let’s restore your credit and get you back on your way.

Join our team!

become a credit specialist today!

still have questions?